Another Laurel, Maryland home Sold By Steve Queen. Also, Another property that was accepted into the Homes Affordable Foreclosure Alternative Program (HAFA) by the bank. This program allowed the seller $3,000 in relocation funds and forgives the seller of any delinquency. If you are interested in information about the Short Sale Process, The Homes Affordable Foreclosure Alternative Program (HAFA) or The Home Buying Process of any property in Maryland or the District of Columbia, please Call Steve Queen for your personal consultation at (202) 367-4348.
Laurel short sale agent Steve Queen offers all potential home sellers and purchasers a link to view all available properties for sale in Laurel. This link provides potential sellers the opportunity to view all prices and the condition of neighboring homes that are also for sell. The link provides all potential buyers with the opportunity to view all available listings in Laurel, Maryland sub-divisions.
view all available Laurel properties for sale please click here. To view all available Laurel foreclosure properties please click here. To view all of available Laurel short sale properties please click here. To view all available Laurel single family homes please click here. To view all available Laurel condo & townhouses please click here. To view all properties through out Maryland, Virginia and the District of Columbia please click here
|14104 Oxford Dr Laurel, MD|
|NEW TO THE MARKET!!! This home is located in the highly sought after Laurel Lakes Community. You will admire the beauty of this pristine home instantly upon arrival. This three bedroom, two full bath and one half bath home is in mint condition from top to bottom. You will be impressed upon entry with the gleaming hardwood floors. Prepare your meals in the kitchen with its ample cabinet space, a pantry and a wonderful view out to your private deck. Enjoy your meals in the large eat in kitchen or dinning area. Enjoy the evening in the incredibly lit living room with its beautiful sky lights. Entertain in the spacious fully finished basement that will amaze you in size. The walk out basement includes a laundry room and exits to a fenced rear. Retire to the spacious master bedroom suite that includes an over sized walking and a master bath with a whirlpool tub. This home boast hard wood floors on the top two levels and much much more. Laurel Lakes Community offers a jogging/walking trail, children's playground, a gorgeous lake, a baseball field and tennis court. In Laurel Lakes when you purchase a home you purchase a community. This home will leave nothing to be desired. Call Steve Queen for your personal tour at 202-367-4348 or email me at email@example.com. Please feel free to visit www.stevequeen.com to view this home and other properties listed by Steve Queen.|
Is the Home Affordable Foreclosure Alternatives program right for me?
The Home Affordable Foreclosure Alternatives (HAFA) program was developed to give homeowners a way to settle their mortgage debt without going through a foreclosure.
The goal of this program is to help you sell your home in a short sale and settle your mortgage debt if you owe more on your mortgage than your house is worth and are unable to qualify for a home loan assistance program.
This federal government program streamlines the short sale approval process and offers financial assistance to help you with relocation.
You may be eligible for the Home Affordable Foreclosure Alternatives program if:
the property is your current principal residence, OR the property has been vacant or rented out for less than 12 months, and you have not bought another principal residence during that time.
the amount you owe on your first mortgage for your property is equal to or less than:
- $729,750 for 1 unit
- $934,200 for 2 units
- $1,129,250 for 3 units
- $1,403,400 for 4 units
you owe more on your home than it’s worth
your current mortgage was taken out on or before January 1, 2009
you are experiencing a hardship (such as a job loss, divorce or medical emergency) and are unable to afford your current home loan
Program at a glance
Step 1: Call us to request a HAFA short sale and update us on your current financial situation. We’ll review your information and check your eligibility for a Home Affordable Modification or any other home retention program that would enable you to stay in your home.
Step 2: If you don’t qualify for a modification and want to sell your home, we’ll work to gain approval of your first mortgage HAFA short sale request. If you have a second mortgage with another lender, you will have to ask them for approval.
Step 3: You will be given time to market and sell your home — typically 120 calendar days. You are required to work with a licensed real estate professional.
Step 4: Once you receive an offer, you have 3 calendar days to submit a Request for Approval of a Short Sale document as well as the offer letter. We’ll get back to you with a decision on the offer within 10 business days.
Step 5: If the offer is accepted, your house is sold and your mortgage and any other loans against the home are settled from the proceeds of the sale.
Get more details on the steps of a HAFA short sale.
- Five documents will be required for short sales initiated with an offer:
Laurel Homes Single Family Homes Condo / Town homes
Foreclosures Short Sales Real Estate Blogs!
This important information was sent out to short sale agents with in Bank of America's data base. I have used the homes affordable foreclosure alternatives program for my clients in many of my short sale transactions. If accepted, this program will not only help the seller to obtain up to $3,000 for relocation fees. This program will also assist the seller with having the deficiency difference between the net amount owed to the bank from the short sale and the original loan amount waived. This program can be a win win situation for many homeowners. Under the HAFA program you are required to work with a Realtor. Give Steve Queen a call with any questions at (202) 367-4348.
* We will require the new Bank of America Third-Party Authorization Form for all short sales initiated beginning April 14.
- All messaging will remain in Equator. Agents will receive a standard notice to log in and retrieve their messages.
- New time frame: Five